> Cash Value
The “savings” portion of a life policy. When your premium payments are more than the cost of insurance, the excess goes into a cash value account and draws interest. The cash value is usually not part of your death benefit.
> Liquidation
Similar to bankruptcy. A state official serves as the company’s liquidator, and attempts to meet the company’s fiscal obligations (e.g., paying claims) by “liquidating” its assets.
Insurance companies in Las Vegas have
been a part of our lives for many decades. Looking for the right policy
or the best insurance company in Las Vegas can
be a hassle. Whether you are looking for car, health, home or business
insurance, our Las Vegas insurance companies can help you obtain the best
policy for your needs.
Medical Payments or Personal Injury Protection (PIP) Covers the Driver
This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.
Las Vegas Health Insurance
Health insurance covers medical expenses resulting from illnesses, accidents,
diseases or injuries. How much
the insurance company will pay depends on your health insurance policy.
Generally, it covers doctor visits, surgeons and related expenses or
follow-up therapy. Depending on the individual's
needs, psychiatric care, drug or alcohol rehabilitation programs may
also be covered.
Las Vegas Life
Insurance
Life insurance is a “contract” (policy) between you and
the insurance company that states that if you pay premiums to the insurance
company, it promises to pay money to the persons you name as your beneficiaries
in the event that you die.
2004 Health Insurance Coverage Status for All People in Nevada
Total
2,390
Covered
1,947
Std.Error
25
Percent
81.5
Std.Error
1.1
Not Covered
443
Std.Error
25
Percent
18.5
Std.Error
1.1
Source: U.S. Census Bureau, Current Population Survey, 2005 Annual Social and Economic Supplement.
Las Vegas Auto Insurance
Auto insurance protects you against severe financial loss in case you get into a car accident. There are various types of car insurance coverage, including liability, medical costs, damage to vehicles and property damage.
Las Vegas Renter's
Insurance
Renter's insurance protects tenants against fires, forced-entry theft
or any other unexpected event. Should you be in the situation where you
have to replace your computer, your television, your stereo or any other
household items, renter's insurance can really make a difference. Generally,
renter's insurance is rather inexpensive and covers all the possessions
of tenant.
Some other commonLas VegasInsurance topics include:
Long Term Care Insurance
Short Term Care Insurance
Disability Insurance
Group Insurance
Insurance Quotes
Insurance is an important aspect of our society. If you are currently
searching for the right insurance company in Las Vegas, there is no need to look any further. Our service provides all the insurance you need and a peace of mind that you are covered.
Latest insurance company news in Las Vegas and nationwide:
Mar 02, 2007 - Income Climbs And Poverty Stabilizes As Uninsured Rate Increases
Real median household income in the United States rose by 1.1 percent between 2004 and 2005, reaching $46,326, according t... Read more >
Legal Disclaimers The information provided on Las Vegas Insurance Companies.com is not intended to be insurance advice,
but merely conveys general information related to insurance issues
commonly encountered.
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