> Dividends
When a company collects more money from policyholders than is needed to cover the cost of insurance, profit and other expenses, the company may return some of the money as a dividend.
> Cash Value
The “savings” portion of a life policy. When your premium payments are more than the cost of insurance, the excess goes into a cash value account and draws interest. The cash value is usually not part of your death benefit.
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Did You Know?
Be familiar with the Exclusions in your policies
Exclusions are persons, property, perils or situations not covered under a standard homeowners policy. Some common examples in Florida include flood damage, hurricanes, sewer backup and mold damage.
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Latest News
Latest insurance company news in Las Vegas and nationwide:
Mar 02, 2007 - Insurance Coverage For Mental Health And Substance Abuse
Insurance coverage for mental health (MH) and substance abuse (SA) benefits differs among plans, employers, and States. St... Read more >
Legal Disclaimers The information provided on Las Vegas Insurance Companies.com is not intended to be insurance advice,
but merely conveys general information related to insurance issues
commonly encountered.
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